Your net worth is the difference between your assets and your debt, it is the big picture number that can tell you where you stand financially. Keep an eye on it, and it can help keep you apprised of the progress you're making toward your financial goals-or warn you if you're backsliding.
I recommend the 22seven Budgeting and Investing App to keep track of your finances.
The bigger picture?
Finance can seem like an intimidating topic reserved for the JSE elite. However, the average investor can often outperform industry insiders by taking a common sense approach. There are three essential activities the average investor must master to implement an effective personal finance regimen:
Following is a brief investigation of each component as well as helpful tools to assist in developing your own program.
The first component of a common sense personal finance program is budgeting, which involves the identification of goals, income streams, and expenses.
An extremely helpful website that can assist you in developing a practical budget is Platinum Wealth.
I have created a budgeting spreadsheet that you can download and use in your computer (use the transactions sheet to update vallues) My Budget Sheet
After developing a budget which includes an emergency fund, it is important that you find a safe, accessible vehicle for your short term savings. Below are some semi-liquid products that you should consider using:
Flexible savings account
High Yield Savings Accounts (Fixed)
Government Retail Bonds
For longer term and retirement goals, it is critical that you diversify your investments. Based on your goals, you can select products to meet your desired levels of risk and return. Below are some vehicles you can use to meet your investment needs:
This information is purely educational - if you are unsure, seek help from a professional.
Investments in the stock market may fall as well as rise and are not appropriate for investing for the short term. You may get back less than you invested. All investment carries risk and it is important you fully understand these risks and are willing to accept them. Past performance should not be seen as an indicator for future performance.
First thing to understand is that on the hidden web, you do not know about a website unless that website is shared with you. The dark web’s content on the internet isn’t accessible through traditional browsers or standard browsing technology. Content on the dark web is designed to be hidden from search engines and from casual users – you can’t simply stumble across dark web websites by accident.Read The Article
With Pi-Hole you can block in-app advertisements. Network-level blocking allows you to block ads in non-traditional places such as mobile apps and smart TVs, regardless of your hardware or OS and since advertisements are blocked before they are downloaded, network performance is improved and will feel faster. Pi-hole is a black hole for Internet advertisements.Read The Article
To convert a Youtube video or any video for that matter requires just one step, in essence you will transcode the video file (normally an MP4) to MP3 using ffmpeg. In this tutorial I will show you how you can convert videos to audio in a matter of seconds, it does not cost a cent and requires very little effort.Read The Article