Stocks. Bonds. Options. Short Selling. Margin calls. We've all heard these words, but sometimes there's just so much mystery surrounding them.
What exactly is investing?
The dictionary definition of investing is to "expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture." When we talk about investing, however, we are mostly referring to the investing of one's own money in things like the stock market, or the bond market. For many people, hearing these words is daunting - many feel like this is a topic they would rather leave to the finance guys at their investment fund. However, it is always good to have a general understanding of how these things work, even if you are not personally taking care of your investments
One of the most fundamental differences we must understand is that between stocks (or shares) and bonds. The simplest explanation is this: when you buy stock from a company, you are buying a small percentage of it - when you buy a bond from a company, you are lending that company money, but you do not own any part of it. Below is a more comprehensive table of the differences between both of these terms.
Differences between stocks and bonds
Something that you must also consider is your risk tolerance. Based on this, you balance your portfolio with a certain percentage of stocks and a certain percentage of bonds. Remember, stocks are considered riskier than bonds, as they are more volatile.
A great resource for personal finance and investing guidance is Platinum Wealth, I created that platform to help South Africans invest and learn more about finances for free.
Before you even start to research the different products and underlying funds, you need to ask yourself a few questions.
With these factors in mind, you can now start weighing up your options and plotting your investment journey.
A good thread to begin with is How to start Investing, it covers the basics to get your started.
This information is purely educational - if you are unsure, seek help from a professional.
Investments in the stock market may fall as well as rise and are not appropriate for investing for the short term. You may get back less than you invested. All investment carries risk and it is important you fully understand these risks and are willing to accept them. Past performance should not be seen as an indicator for future performance.
With Pi-Hole you can block in-app advertisements. Network-level blocking allows you to block ads in non-traditional places such as mobile apps and smart TVs, regardless of your hardware or OS and since advertisements are blocked before they are downloaded, network performance is improved and will feel faster. Pi-hole is a black hole for Internet advertisements.Read The Article
Binance exploded onto the scene in the mania of 2017 and has since gone on to become the top crypto exchange in the world. The company is very dedicated to making the exchange the premier source for trading, there are many trading events all the time, and coin approval doesn’t come without solid review. This allows for an exchange where every coin on it is considered to some degree legitimate. Binance actually understands the mindset and ethos of the crypto-community and the mantra of decentralization, it’s no wonder that they have the highest trading volume in the world while being a relatively new exchange.Read The Article
The following mikrotik firewall rules will force all the clients on your local network like your Sony PlayStation and Google Chromecast to use your Pi-hole or your own local server as their primary DNS server, even if they have hard coded their own DNS servers we do this because many apps and devices do not use the offered DNS servers per DHCP, they are just that – an offer. Hardcoded DNS servers will still resolve and allow ads and tracking unless we use NAT rules that will redirect all DNS requests, no matter where they go, to the Pihole.Read The Article